Terms and Conditions

Investing in precious metals involves substantial risk and is not suitable for all investors. The value of gold and other precious metals can fluctuate significantly due to market conditions, economic factors, geopolitical events, supply and demand, and other variables beyond our control. Past performance is not indicative of future results. There is no guarantee that gold will appreciate in value, maintain its purchasing power, or achieve any specific financial objective.
We do not provide investment, financial, tax, legal, or accounting advice. All information on this website is for educational and informational purposes only and should not be construed as a recommendation to buy, sell, or hold any asset. Decisions to purchase gold, borrow against it, or engage in any transaction are solely your own and should be made after consulting with qualified independent financial, tax, and legal professionals.
You acknowledge that you are purchasing and/or borrowing against physical gold at your own risk. We are not responsible for any losses, including but not limited to market losses, opportunity costs, or declines in the value of your gold.

DVTGOLD LLC operates solely as a dealer in physical precious metals and a facilitator of gold-backed loans through our refinery partner. We are not a registered investment advisor, financial planner, fiduciary, bank, or lending institution under federal or state laws.
We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of any information on this site. All products and services are provided on an “as is” and “as available” basis.
To the maximum extent permitted by law, our total liability arising from any transaction, whether in contract, tort, or otherwise, shall be limited to the greater of $100 or the amount you paid us for the specific product or service in question. We shall not be liable for any indirect, consequential, incidental, special, punitive, or exemplary damages, including loss of profits, even if advised of the possibility.

Certain gold purchases and sales may be subject to IRS reporting requirements. We are required to file IRS Form 8300 for cash transactions over $10,000 and may issue Form 1099-B for specific buyback transactions meeting IRS thresholds. You are responsible for your own tax reporting obligations, including any capital gains or losses on the purchase, sale, or disposition of gold.
We do not provide tax advice. The tax treatment of precious metals transactions varies by jurisdiction and individual circumstances. Please consult a qualified tax professional for advice specific to your situation. Information on this site regarding taxes or IRS rules is general in nature and may not be current or complete.

Gold-backed loans are offered through our exclusive Florida refinery partner and backed by their banking relationship. Loans are collateralized by physical gold stored in segregated, insured vaults. The loan-to-value (LTV) ratio is up to 75% of the current spot price at the time of funding (subject to final appraisal). The annual interest rate is approximately 8% (interest-only payments), with terms typically 6–36 months.
Loans involve risk. If the value of your gold declines below required maintenance levels, you may be required to add collateral or repay part of the loan (margin call). Failure to meet loan obligations may result in foreclosure on your gold collateral, and you could lose your entire gold holdings.
We do not perform credit checks; approval is based primarily on collateral value. Loan approval, rates, terms, and LTV are subject to final review and may change. This is not a bank loan and is not FDIC-insured. Borrowing against your gold may have tax consequences.
This is not an offer to lend in all states. Loans are subject to credit approval, documentation, and compliance with applicable laws. Consult your own legal and financial advisors before applying.

Pricing & Availability Disclaimer
All prices are subject to change without notice and are based on the current gold spot price, which fluctuates constantly. We do not guarantee availability of any product. In the event of a pricing error (typographical or otherwise), we reserve the right to cancel or correct any order.

The guaranteed repurchase program is subject to verification of authenticity, current market conditions, and a spread of up to 2%. We reserve the right to refuse any buyback for any reason. Repurchase prices are not guaranteed and may be lower than your original purchase price.
This website and all content are for residents of the United States only. By using this site, you agree to our full Terms of Service, Privacy Policy, and these disclaimers.

Last Updated: March 2026